Gabel Recovery Group

surplus fund recovery experts

If we have reached out to you, it’s because we believe there’s money being held in your name—often from a tax sale, mortgage foreclosure, or another legal process. These funds don’t automatically go to the previous owner, and many people never know they exist. That’s where we step in.

What we do

We locate unclaimed surplus funds owed to you and handle the entire recovery process from start to finish.

Typical Timeline

Most cases are resolved in 14–24 weeks, with the quickest taking around 8–12 weeks, depending on the county.

How Our Fees Work

We work on a contingency basis. You pay nothing unless we successfully recover your funds

What are surplus funds?

Surplus funds—also called excess proceeds or overage—are the leftover money from a property sale, usually after a tax sale or mortgage foreclosure.

Here’s how it happens:

When a property is sold at auction, the county or lender collects what’s owed in taxes, mortgage debt, interest, and fees. If the property sells for more than the amount owed, the extra money doesn’t go to the government or the bank. Instead, that extra amount—the surplus—legally belongs to the former owner or their heirs.

If a home is auctioned for $150,000 but only $90,000 was owed, there may be $60,000 in surplus funds available for the rightful owner to claim from the county or state agency managing the sale.

“We helped a Rochester family recover $42,000 in surplus funds from a tax sale in Monroe County.”

“We helped Linda recover $66,578 in surplus funds from a tax sale after she had already moved out of state.”

our recovery process

Government agencies frequently hold surplus or overage funds after a property is sold for more than what was owed. We use advanced research tools and legal records to identify these funds and connect them to the rightful owner—you.

We confirm that you are legally entitled to the funds and ensure there are no competing claims or legal restrictions.

Working alongside licensed attorneys, we prepare and file all required documents with the court or government agency—so you don’t have to navigate complex legal procedures.

You’ll never be left in the dark. Our team keeps you informed at each step—from initial verification to the moment your check is issued. We believe in clear communication. No hidden costs, no confusing paperwork—just honest updates and real results.

Recieve the funds owed to you immediatley following a successful recovery by our partnered legal team—with no out of pocket cost upfront.

Government agencies frequently hold surplus or overage funds after a property is sold for more than what was owed. We use advanced research tools and legal records to identify these funds and connect them to the rightful owner—you.

We confirm that you are legally entitled to the funds and ensure there are no competing claims or legal restrictions.

Working alongside licensed attorneys, we prepare and file all required documents with the court or government agency—so you don’t have to navigate complex legal procedures.

You’ll never be left in the dark. Our team keeps you informed at each step—from initial verification to the moment your check is issued. We believe in clear communication. No hidden costs, no confusing paperwork—just honest updates and real results.

Recieve the funds owed to you immediatley following a successful recovery by our partnered legal team—with no out of pocket cost upfront.